How Otivo makes money

We believe good advice starts with honesty — so here’s exactly how we get paid.

At Otivo, we don’t sell financial products or ever take commissions. We simply charge a transparent subscription fee for access to licensed, personal advice. That means we work for you — not the banks, not insurers, not anyone else.

We also partner with employers and super funds who offer Otivo as a staff or member benefit. Sometimes they pay us for extra features or integrations — but never to promote a product.